Licensed Money Lender Β· Regulated by KPKT

No Meeting Required β€”
Approved in 24 Hours
For Your Personal Loan

Pj Capital Solution offers personal loans from as low as 3.88% interest, up to RM200,000, with flexible 1-5 year repayment terms. Apply fully online β€” no guarantor required.

No Guarantor
No Hidden Fees
24-Hour Review
24 Years in Business
0Years in Business
0+ Staff Members
0% Approval Rate

Quick Loan Estimate

Complete in 3 steps β€” our specialist will contact you within 24 hours

1
Fill Details
2
Specialist Review
3
Loan Approved

πŸ”’ Your information is kept strictly confidential

KPKT Licensed Moneylender Compliant with Moneylenders Act 1951 24 Years Operating in Malaysia 100+ Professional Staff 90% Customer Satisfaction 90% Approval Rate Interest from 3.88% 24-Hour Fast Review
0
Years in Business
0
+ Staff Members
0
% Customer Satisfaction
0
% Approval Rate
Why Choose Us

A Secure, Fast, and Transparent Loan Experience

We understand the urgency behind every application, so we’ve made the process as simple and fast as possible.

πŸ“±

Apply Without Meeting In Person

Complete your application fully online β€” no branch visits needed, saving you time.

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Interest From 3.88%

Transparent rate calculation β€” know your repayment plan clearly before you apply.

⏱️

24-Hour Approval Review

Our specialists review your application quickly, with replies in as fast as 24 hours.

🎯

Loans up to RM200,000

Apply for a personal loan of up to RM200,000, subject to eligibility assessment.

πŸ“…

1-5 Year Repayment Terms

Choose a flexible repayment period to ease your monthly cash flow.

🎧

Professional Customer Service

Weekdays 8am-6pm, Weekends 8am-2pm β€” we’re here to answer your questions.

Protecting Your Rights

4 “No’s” That Keep Your Application Safe

No

Guarantor

No

Hidden Fees

No

ATM Card

No

Processing Fees

Application Guide

Eligibility & Required Documents

βœ“
Malaysian citizens aged 18 and above only
βœ“
AKPK Debt Management Programme participants may also apply
βœ“
Cash-income earners welcome
βœ“
Applicants on the CTOS/CCRIS blacklist are welcome
βœ“
Minimum monthly salary of RM1,500 for employees (3 months’ bank statements required)
βœ“
Loan application must be made by the applicant in person
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IC (Identity Card)

Clear copy of both sides

🏦
Salary Bank-in Proof

Auto-credit records

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Latest 3 Months’ Payslips

Minimum monthly salary RM1,500

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Latest Utility Bill (1 month)

As proof of address

PJ Capital Solution specialist assisting a customer

Apply for Free β€” Our Specialist Will Assess Your Case

Please complete the form below. Our specialist will contact you via phone or WhatsApp within 24 hours to assess the best loan plan for you.

  • 100% Confidential Handling of Your Data
  • Free Assessment β€” No Fee If Unsuccessful
  • One-on-One Follow-Up From Our Specialist
  • Response in as Fast as 24 Hours

By submitting, you agree to be contacted by our specialist via phone/WhatsApp

FAQ

What You Might Want to Know

Are there any fees to apply for a loan?+
No. We charge no processing fees, no hidden fees, no ATM card required, and no guarantor needed.
I’ve been blacklisted on CTOS/CCRIS β€” can I still apply?+
Yes. We accept applicants on the blacklist and assess each case individually.
How long does approval take?+
Approval can take as fast as 24 hours, depending on how complete your documents are.
Do I need to visit the office in person?+
The entire application can be completed online. Office visits are by appointment only β€” please contact us via WhatsApp first.
What is the maximum loan amount I can apply for?+
Personal loans of up to RM200,000 are available, with repayment terms of 1-5 years, subject to eligibility assessment.
About Us

Licensed & Trustworthy

Licensed Moneylender

Pj Capital Solution is a licensed moneylender regulated by the Ministry of Housing and Local Government Malaysia (KPKT), and operates in strict compliance with the Moneylenders Act 1951.

πŸ›‘οΈ Moneylender’s License No.: 0473081K/199801016952

Business Address

NO. E212, 1ST FLOOR, KELANA PARKVIEW, NO. 1, JALAN SS6/2, KELANA JAYA, 47301 PETALING JAYA, SELANGOR.

πŸ“Œ Office visits are by appointment only β€” walk-ins are currently not accepted. Please contact us via WhatsApp first.

Customer Service Hours

Weekdays: 8:00am – 6:00pm
Weekends: 8:00am – 2:00pm

PJ Capital Solution Office Team

Ready to Apply for Your Personal Loan?

Our specialist will contact you within 24 hours. Everything is handled online β€” no meetings required, and your data stays confidential.

Apply for Free Now β†’
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